Sure, pay for the visit out of pocket, insetad of  using insurance. The policyholder (your father) will get an explanation of benefits, showing the doctor charge. If you're NOT a dependent of your father, you should have your OWN coverage.   As long as he's covering you   and both of you are agreeing that you are his dependent (otherwise, you wouldn't be using HIS insurance!), he's entitled to this info.
 
 Furrealz? That's maullvorsey good to know.

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